Financial Literacy
We teach young people how money really works — budgeting, saving, banking, and building a future on their own terms.
Money Skills That Last a Lifetime
Many of the youth we serve have never had a bank account, never learned how to read a pay stub, or never been shown how to set a savings goal. Our Financial Literacy module changes that.
Through hands-on workshops and real-world exercises led by Regions Bank professionals, participants learn to manage money with confidence — skills that stay with them long after the program ends.
What Youth Learn
Six core topics that give young people a complete foundation for financial independence.
Budgeting Basics
Learn how to track income and expenses, build a personal budget, and make every dollar count.
Saving Strategies
Set short-term and long-term savings goals, understand interest, and build an emergency fund.
Banking & Credit
Open a bank account, understand credit scores, and learn how to use credit responsibly.
Earning & Growing
Understand paychecks, taxes, and how to grow income through smart financial decisions.
Avoiding Debt Traps
Recognize predatory lending, payday loans, and other financial pitfalls that target young people.
Goal Setting
Connect financial habits to personal goals — from buying a car to starting a business.
“When you understand money, money stops controlling you. That's what we want for every young person who walks through our doors.”
— Youth Changes Hawaii
Support Financial Literacy for Hawaii's Youth
Your donation helps us keep this program running — providing workbooks, workshops, and one-on-one coaching for young people who need it most.